M&G (Lux) Fixed Maturity Bond Fund 4 P EUR

The Fund aims to provide a combination of capital growth and income over the term of the Fund, while applying ESG Criteria. Core investment: during the Investment Period, as defined in the Fund's prospectus, at least 70% of the Fund is invested in high quality bonds issued or guaranteed by governments and public issuers, and companies from anywhere in the world, including emerging markets. These bonds can be denominated in any currency. Currency exposures are typically in EUR or hedged back to EUR. In the period leading up to maturity, the Fund may hold higher levels of cash and assets that can be turned quickly into cash to fund the return of capital to investors. The Fund invests in securities that meet the ESG Criteria, applying an Exclusionary Approach as described in the precontractual annex. Other investments: the Fund may invest up to 30% in lower quality and unrated bonds, up to 10% in asset-backed securities, and up to 10% in contingent convertible debt securities. The Fund may also invest in other funds and up to 30% in cash (meaning eligible deposits) and assets that can be turned quickly into cash. Derivatives usage: for investment purposes and to reduce risks and costs. Fund reference currency: EUR Strategy in brief: • Investment approach: the Fund predominantly adopts a buy and maintain strategy, whereby the majority of the bonds held within the Fund are expected to be held until maturity. The investment process combines a bottom-up value focused approach and "top-down" macroeconomic, asset, sector and geographic considerations. The investment strategy aims to earn an attractive yield whilst balancing credit risk and diversification. The Fund is diversified by investing in a range of individual issuers, sectors and geographies. The investment manager is assisted in the selection of individual bonds and monitoring of issuers by an in-house team of analysts. • Investment manager's ESG classification: Planet+ / ESG Enhanced, as defined in the Fund's prosp

PIR compliant

No

PEA compliant

No

PEA-PME compliant

No